Filson's Real Estate Appraisal Services, Inc. in Atlanta do appraisals for a variety of purposes

Year after year, thousands of people in Georgia purchase, sell or refinance their home. Most of these transactions have a simple line item for an appraisal. Practically all lenders still call for a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation systems that may appear to be more practical than an appraisal. You might think that obtaining a mortgage is the only basis for getting an appraisal, but there are other situations when the services of a licensed, independent real estate professional could be helpful.


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Let Filson's Real Estate Appraisal Services, Inc. help you dispute your tax assessment in Fulton County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Filson's Real Estate Appraisal Services, Inc. is your best evidence when building your case. We're qualified to assist you in appealing your tax assessment.

Filson's Real Estate Appraisal Services, Inc. can help you get rid of PMI to lower your mortgage payment

When the amount being loaned to the homebuyer is more than 80% of the actual value of the property, nearly all lenders ask home buyers to buy an added insurance policy. That policy is Private Mortgage Insurance, or PMI. This additional payment is often lumped into the monthly mortgage payment and is quickly forgotten. This is damaging because PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, Filson's Real Estate Appraisal Services, Inc. can provide you with a statement regarding the value of your home. The price you paid for the appraisal can often be regained in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce can be a particularly daunting event for both parties, and it is often further complicated by the hard decision of who gets the property. It's a good idea to get an appraisal from Filson's Real Estate Appraisal Services, Inc. so both parties are completely aware of the true market value of their house, regardless of the circumstances.

If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to handle these matters, unlike many wealthy individuals. And since a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.

Relocating to or from Fulton County?

Moving due to a job change is a stressful event. We know where you're coming from. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, as well as information about any new sales or listings in their area that they want considered during our detailed process.

Selling your home quickly at the right price with an appraisal from Filson's Real Estate Appraisal Services, Inc.

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. The price we charge isn't a percentage of the sales price, but rather they are calculated on our efforts to finish the appraisal.

On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.

Certified General Real Estate Appraisers on Staff. (COMMERCIAL APPRAISALS) Covering the entire state of GEORGIA